Commercial Risk Evaluation

The commercial risk score of a business is based on a number of factors, including it’s strategic, managerial and operational behaviour. This behaviour is sourced from a range of bureau data and is used to provide an overall score of the business’ financial health.

SV Partners’ Commercial Risk Outlook Report provides an analysis of over 510,000 Australian businesses, the March edition revealed that over 12,300 businesses or 2.4% were classified in the High to Severe risk category.

Types of risk

What makes up the risk score?

Key contributing factors (not limited to) that frame a risk score are as follows:

• The type and frequency of credit enquiries
• The time since a business/company made or changed its registration
• Credit activities including credit enquiries or adverse information of the business proprietor
• Existence of default information on a company file
• Credit source enquiries that a company makes may impact its trade history
• Serious adverse event information recorded such as a previous external administration or other serious adverse events on file
• Industry based enquiry patterns
• Director information and credit activity of a company director such as credit enquiries or adverse events

How we can minimise your risk